Title processing is the process of examining the history of a property’s ownership and other legal records to ensure that there are no claims or liens against the property. The title is the legal document that establishes ownership of the property, and it is important to ensure that the title is clear before any property transactions occur.

Here are the steps involved in title processing:

1. Title search: A title search is conducted to examine the history of ownership, transfers, and any other legal issues related to the property. This includes researching public records such as deeds, mortgages, and judgments.
2. Title examination: A title examiner reviews the results of the title search to determine if there are any issues with the property’s ownership or legal status. This includes looking for any outstanding liens or judgments against the property.
3. Title insurance: Title insurance is often purchased to protect the property owner and lender from any unknown claims or liens that may arise after the property transaction is complete.
4. Title report: A title report is prepared summarizing the findings of the title search and examination. The report details any issues that were found and may include recommendations for resolving any problems.
5. Closing: If the title is found to be clear, the property transaction can proceed to closing, where the final paperwork is signed and the title is transferred to the new owner.

Title processing is an important step in any real estate transaction, as it ensures that the property ownership is clear and any legal issues have been addressed. Title processing can be handled by a title company or attorney, and it is often required by lenders as part of the mortgage process.